The Sun Life disability policy and all ERISA governed disability policies require the claimant to be disabled while they are actively employed by their employer. This case created challenging contractual issues for the claimant as she claimed that she was disabled at the time she was fired. This case is an example of a situation where a person could be disabled yet continue to be at work until the day they are fired. Sun Life’s attempt to use hired gun doctors was shot down by the court. Sun Life should be ashamed for their lack of respect for this disability claimant and their unreasonable claim handling. Sun Life disability insurance benefit denial is reversed after 8 yearsĮight years of battling Sun Life for long-term benefits and the claimant finally prevails.
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